Innovative Claims Service Terms of Use

I. Consent

Please read these TERMS OF USE (“TERMS OF USE”) CAREFULLY before using this website (“Site”). By accessing this Site, you agree to be bound by these TERMS OF USE. If you do not agree to these TERMS OF USE, do not access this Site. INNOVATIVE CLAIMS SERVICE, LLC (“ICS “) reserves the right to change these TERMS OF USE at any time, at its own discretion and without notice to you; HOWEVER, all such changes will be posted to this Site. ICS encourages you to review the TERMS OF USE from time to time so that you are aware of any such changes. The TERMS OF USE that are applicable to you at any given time are the current TERMS OF USE.

ICS retains the right to deny access to this site to anyone at its complete discretion for any reason, including for violation of any of these TERMS OF USE. This Site provides links to other websites, whether or not they are affiliated with ICS. These other websites may have their own terms of use policies that are different from or in addition to these TERMS OF USE as stated. By accessing these websites through the links provided on this site, YOU AGREE TO ABIDE BY EACH APPLICABLE TERMS OF USE POLICY AS SPECIFIED.

II. Copyright, Trademarks & Intellectual Property Rights

Copyright © Innovative Claims Service, LLC 200X, All Rights Reserved. All text, formatting (including without limitation the selection, coordination and arrangement of materials on the Site, and the “look and feel” of the Site), images, graphics, animation, videos, music, sounds, articles, copy, creative, trademarks, logos, and subsidiary, parent, or affiliate company names and other materials on this Site are subject to the intellectual property rights of ICS, its subsidiaries and affiliates, and their respective licensors and licensees. These materials may not be copied for commercial use, reverse engineered, decompiled, or disassembled, nor may these materials be modified, re-posted to other web sites, framed, deep linked to, or otherwise redistributed in any form. Nothing contained on the Site, including, but not limited to, the ICS trademark, intellectual property right or copyrighted material can be used for commercial use of any kind without ICS’s prior written permission. Any unauthorized commercial use of these materials will violate ICS’s intellectual property rights and will be subject to ICS’s full legal rights and remedies.

III. Limited Right to Use Site Content

The viewing, printing or downloading of any content from the Site grants you only a limited, nonexclusive, revocable license for use solely by you for your own personal use and not for republication, distribution, assignment, sublicense, transfer, sale, preparation of derivative works or other non-personal use. No part of any content, graphic or document may be reproduced in any form for anything other than for your personal use.

You may not create a web page or site or computer application of any kind that deep links to or frames this Site, any page of this Site, or any graphics, trademark or other proprietary information of any kind located on this Site nor may you use meta tags or any other type of hidden text utilizing ICS or any of its affiliates’ names, trademarks or intellectual property rights on a website without ICS’s express written permission. Except for the limited rights expressly granted herein, all right, title and interest in and to the Site and all materials contained therein are reserved by ICS. Your right to access this Site may be terminated at any time by ICS without notice.

IV. Editing, Deleting and Modification

ICS reserves the right to modify, add or delete any documents, information, graphics or other content appearing on or in connection with the Site, including these TERMS OF USE, at any time without notice.

V. System Integrity

You may not use any hardware or software intended to damage or interfere with the proper and timely functioning of the Site or to, without authorization, intercept any system, data or personal information from the Site. You may not take any action which imposes an unreasonable or disproportionately large load on the Site’s network or other infrastructure.

VI. Privacy Policy

ICS recognizes the importance of respecting the privacy of those who visit this website and choose to take advantage of the services and information offered at this Site. The Innovative Claims Service General Privacy Policy provides an overview of what you can expect when you use our services or simply browse our Site.

VII. No Confidentiality with Respect to Submissions or Feedback

While we welcome your comments and feedback regarding our Site, products and/or services, we do not want to receive, and will not accept, ideas or information with any understanding of a confidentiality or non-use obligation of any kind. All comments and feedback disclosed or offered by you to ICS shall be considered by ICS to be non-proprietary and non-confidential, and may be used by ICS without any further obligation to you whatsoever. By disclosing or offering such comments and feedback, you agree that ICS shall have no further confidentiality, non-use or other obligation to you.

VIII. Links to Other Web Sites

The Site may contain links to other web sites that are completely independent of this Site. ICS is not responsible for the accuracy, content, or authenticity of the information or content contained in any such linked website, or for the products or services offered or sold through any such linked website. Such links shall not be construed as an approval or endorsement by ICS of the linked website, or information, content, products or services provided. These links are made available only as a convenience to you. If you decide to access other websites through our Site, you do so at your own risk.

IX. Indemnification

You agree to indemnify, defend and hold ICS and its business partners, staff and affiliates harmless from any liability, loss, claim and expense, including reasonable attorneys’ fees and expenses, related to either your violation of these TERMS OF USE or your use of the Site.

X. No Representation or Warranty

While ICS will use reasonable efforts to ensure that all material on this Site is correct, accuracy cannot be guaranteed and ICS does not assume any responsibility or liability for the accuracy, completeness or authenticity of any information contained in this Site.

This Site and all content contained are provided to you “AS IS,” and “AS AVAILABLE.” All warranties, expressed or implied, are hereby disclaimed, including any warranty of NONINFRINGEMENT or FITNESS FOR A PARTICULAR PURPOSE. No information obtained by you from ICS through this Site shall create any warranty not expressly stated herein.

Without limitation, ICS disclaims all warranties regarding the availability of the Site, that this Site will operate error-free, that defects will be corrected, or that the site is free of viruses or other harmful components. Your use of this Site is AT YOUR OWN RISK, any content downloaded or otherwise obtained through this Site is provided AT YOUR OWN RISK, and you are solely responsible for any damage to your computer system or any data loss that may result from your use of the Site, including without limitation, damage resulting from computer viruses.


XI. Disclaimer of Damages and Limitation of Liability

In no event shall ICS be liable for any direct, indirect, special, punitive, exemplary, consequential or other damages whatsoever, including but not limited to PROPERTY DAMAGE, LOSS OF USE, LOSS OF BUSINESS, ECONOMIC LOSS, LOSS OF DATA OR LOSS OF PROFITS, without regard to the form of action (including but not limited to contract, negligence, or other tortuous actions) arising out of or in connection with your use or access of the Site or its content, even if ICS or its business partners, employees, representatives or affiliates have been advised of the possibility of such damage or loss.

In no event shall ICS’s total liability to you for all damages, losses, and causes of action, whether in contract, tort (including, but not limited to, negligence), or otherwise exceed the amount paid by you, if any, or ONE HUNDRED DOLLARS ($100) (whichever is less), for accessing or participating in any activity related to any ICS Site.


XII. Governing Law Limitations

These TERMS OF USE shall be construed, interpreted and performed exclusively according to the laws of the State of Missouri, United States of America, without giving effect to any principles of conflicts of law. You expressly agree that any action at law or in equity arising out of or directly or indirectly relating to these TERMS OF USE or this Site shall be filed only in the Federal or state courts sitting in Missouri. You hereby consent and submit to personal jurisdiction of such courts for the purposes of any action related to the Site, your access or use thereof, or these TERMS OF USE, and to extra-territorial service of process.

United Sates and foreign export control laws regulate the export and re-export of technology originating in the United States and such foreign countries. You agree to abide by these laws and regulations as applicable and will not transfer, directly or indirectly, by electronic transmission or otherwise, any content or software from this Site to or from any countries or foreign nations in violation of such laws or regulations.

Should any part or provision of these TERMS OF USE be held unlawful, void, invalid or unenforceable, that portion shall be deemed severable from these TERMS OF USE and shall not affect the validity and enforceability of any remaining provisions.

These TERMS OF USE constitute the only terms between ICS and you. These TERMS OF USE supersede any and all prior or contemporaneous agreements, representations, warranties and understandings with respect to the Site, the content and/or services provided by or through the Site, and the subject matter of these TERMS OF USE. To the extent that anything in or associated with the Site is in conflict or inconsistent with these TERMS OF USE, the TERMS OF USE shall take precedence. ICS’s failure to enforce any provision of these TERMS OF USE shall not be deemed a waiver of such provision nor of its right to enforce such provision.

Contact Information

Innovative Claims Service, LLC

2510 S. Brentwood Blvd.

Suite 315

St. Louis, MO 63144

Phone: 314-531-4837