Title Resources

Below you will find a list of total loss thresholds and links to resources that detail various state regulations. Please note that this list is provided as a courtesy reference guide by ICS and is in no way intended to represent legal advise. Various state codes may change without our knowledge, and it is recommended that you review these regulations with your own legal team on a regular basis.

StateTotal Loss
Threshold		Resource
Alabama75%

http://law.justia.com/codes/alabama/2009/Title32/Chapter8/32-8-87.html

AlaskaPolicy*

http://doa.alaska.gov/dmv/dealer/sop_title/pdfs/T270.pdf

ArizonaPolicy*

http://law.justia.com/codes/arizona/2010/title28/28-2091.html

Arkansas70%

http://www.sos.arkansas.gov/rulesRegs/Arkansas%20Register/2007/dec_2007/006.05.07-007.pdf

CaliforniaPolicy*

http://dmv.ca.gov/pubs/vctop/d01/vc544.htm

Colorado100%

http://www.colorado.gov/cs/Satellite/Revenue-MV/RMV/1186648383344

ConnecticutPolicy*

http://law.justia.com/codes/connecticut/2011/title38a/chap700/Sec38a-353.html

DelawarePolicy*

http://www.dmv.de.gov/services/vehicle_services/titles/ve_title_salvage.shtml

Florida80%

http://law.justia.com/codes/florida/2010/TitleXXIII/chapter319/319_30.html

GeorgiaPolicy*

http://law.justia.com/codes/georgia/2010/title-40/chapter-3/article-1/40-3-2/

HawaiiPolicy*

http://www.capitol.hawaii.gov/hrs2006/Vol05_Ch0261-0319/HRS0286/HRS_0286-0048.HTM

IdahoPolicy*

http://law.justia.com/codes/idaho/2010/title49/t49ch1sect49-123.html

IllinoisPolicy*

http://law.justia.com/codes/illinois/2010/chapter625/062500050HCh_3.html

Indiana70%

http://law.justia.com/codes/indiana/2010/title9/ar22/ch3.html

Iowa50%

http://law.justia.com/codes/iowa/2009/title-8/subtitle-2/chapter-321/321-52/

Kansas75%

http://law.justia.com/codes/kansas/2011/Chapter8/Article1/8-197.html

Kentucky75%

http://law.justia.com/codes/kentucky/2009/186A00/520.html

Louisiana75%

http://law.justia.com/codes/louisiana/2009/rs/title32/rs32-702.html

MainePolicy*

http://law.justia.com/codes/maine/2009/title29a/title29-Asec667.html

Maryland75%

http://mlis.state.md.us/2010rs/bills/hb/hb1199t.pdf

MassachusettsPolicy*

http://law.justia.com/codes/massachusetts/2009/PARTI/TITLEXIV/CHAPTER90D/Section1.html

Michigan75%

http://law.justia.com/codes/michigan/2006/mcl-chap257/mcl-257-217c.html

Minnesota70%

http://law.justia.com/codes/minnesota/2010/160-174A/168A/168A_151.html

MississippiPolicy*

http://law.justia.com/codes/mississippi/2010/title-63/21/63-21-33/

Missouri80%

http://law.justia.com/codes/missouri/2009/t19/c301/301_010.html

MontanaPolicy*

http://law.justia.com/codes/montana/2009/61/61_3/61_3_2/61-3-211.html

Nebraska75%

http://law.justia.com/codes/nebraska/2009/Chapter60/60-171.html

Nevada65%

http://law.justia.com/codes/nevada/2010/title43/chapter487/nrs487-790.html

New Hampshire75%

http://law.justia.com/codes/new-hampshire/2009/TITLEXXI/CHAPTER261/261-22.html

New JerseyPolicy*

http://www.state.nj.us/mvcbiz/Abandoned/WhatIsSalvage.htm

New MexicoPolicy*

http://law.justia.com/codes/new-mexico/2006/nmrc/jd_66-1-416-17dad.html

New York75%

http://www.dmv.ny.gov/salvage.htm

North Carolina75%

http://law.justia.com/codes/north-carolina/2009/Chapter_20/GS_20-71_3.html

North Dakota75%

http://law.justia.com/codes/north-dakota/2009/t39/t39c05.html

OhioPolicy*

http://law.justia.com/codes/ohio/2010/title45/chapter4505/4505_11.html

Oklahoma60%

http://www.oscn.net/applications/oscn/deliverdocument.asp?id=83046&hits=

Oregon80%

http://www.oregonlaws.org/ors/801.527

PennsylvaniaPolicy*

http://law.justia.com/codes/pennsylvania/2010/title-75/chapter-11/1161/

Rhode IslandPolicy*

http://www.dmv.ri.gov/registrations/titles/index.php#3

South Carolina75%

http://www.scstatehouse.gov/code/t56c019.php

South DakotaPolicy*

http://legis.state.sd.us/statutes/DisplayStatute.aspx?Type=Statute&Statute=32-3-51.19

Tennessee75%

http://law.justia.com/codes/tennessee/2010/title-55/chapter-3/part-2/55-3-211/

Texas100%

http://law.justia.com/codes/texas/2005/tn/007.00.000501.00.html

UtahPolicy*

http://law.justia.com/codes/utah/2010/title-41/chapter-01a/41-1a-1005/

VermontPolicy*

http://law.justia.com/codes/vermont/2009/title-23/chapter-21/2001/

Virginia75%

http://law.justia.com/codes/virginia/2010/title-46-2/chapter-16/46-2-1603/

WashingtonPolicy*

http://apps.leg.wa.gov/rcw/default.aspx?cite=46.04.514

West Virginia75%

http://law.justia.com/codes/west-virginia/2010/chapter17a/article4/17A-4-10.html

Wisconsin70%

http://law.justia.com/codes/wisconsin/2011/342/342.065.html

Wyoming75%

http://law.justia.com/codes/wyoming/2010/Title31/chapter2.html

* Many states do not specify a specific total loss threshold, in which case it is up to the insurance company to determine the correct amount based on their internal policies. Many companies choose 70% as a percentage, accounting for potential supplements and expected salvage return to make totalling the vehicle at 70% worthwhile.